This is a unique opportunity to invest and become an equity partner in a SAND MINE based in South-East Queensland for the most mined resource in the world, sand.

There is unprecedented demand, locally and globally, for sand and a common constituent, silica. These materials are used at all levels of the construction services and construction industries, and in creating glass and glass products as well as electronic components.

(1) Our 12% advertised interest rate is net of fees and expenses so you are not surprised with any costs that cut into our stated interest rate. You take home 12% per annum, which we pay to you yearly in advance.
(2) You receive a portion of the 15% equity that is specifically set aside for investors under PPM PDS Part 2.
(3) We anticipate a 24-month loan term for your investment. Depending on funding requirements of the PPM project, this may be extended by up to 12 months with a return of 15% interest per annum for the extended loan period.


RAIC Pty Ltd, ACN 646118701, is a Corporate Authorised Representative (No. 001281190) of Investors Exchange Limited, ACN 116 489 420 ("IEL"). IEL holds an Australian Financial Services Licence (AFSL No. 299024) and is a responsible entity for registered managed investment schemes in Australia, regulated by the Australian Securities & Investment Commission. IEL uses independent thirty parties to audit its investment schemes and act as custodian to hold property in trust on behalf of investors.

PPM is raising $9,000,000 in the first offering to purchase the mining permits, freehold land and contract further mining exploration. There will be a further $9,000,000 raise that will be used to fund the costs of setting up the mining operation being a total of $18,000,000. Returns to investors are a dual-class offering- your funds are a loan to the PPM company at a net fixed rate of 12% p.a. (1) for 2 years (3) paid yearly in advance, and you also receive a proportionate amount of 15% equity (2) in the PPM company. The mine has 20 million tonnes of known material and the newly discovered high yield silica sand.

How secure is this investment?
We use a Dual security process, a 1st registered mortgage over the land and a 1st registered charge over the company (the charge over the company means that all profits must go to paying down the loan)
RAIC Pty Ltd ACN 646118701, is a Corporate Authorised Representative (No. 001281190) of Investors Exchange Limited, ACN 116 489 420 (AFSL 299024)
The funds manager for this offer is Investors Exchange Limited ACN 116 489 430 (IEL), which holds an Australian Financial Services Licence (AFSL) #299024, and is the issuer of interests in the schemes to which it operates. IEL has registered the Investors Exchange Fund ARSN 127 384 767 and the Investors Exchange Investment Fund ARSN 120 933 093 with ASIC.​General warning: In accordance with the provisions of IEL's license authorisation, IEL wishes to advise the following in relation to any advice it has given or is likely to give you either orally or in writing or by any other means:
(a) the advice has been prepared without taking account of your objectives, financial situation or needs; and
(b) because of that, you should, before acting on the advice, consider the appropriateness of the advice, having regard to your objectives, financial situation and needs; and
(c) as the advice relates to the acquisition, or possible acquisition of a particular financial product we have jointly or severally provided, or will likely to provide you with a product disclosure statement relating to the product and you should consider the statement before making any decision about whether to acquire the product.​Offers for interests in any scheme may only be made by completing the application form contained within the product disclosure statement/s which are available from IEL by calling 1300 737 903. IEL suggests you read the PDSs (including Part 2 where applicable) in full before you make any investment decision in any Fund operated by IEL. If you are unsure about any aspect of the information contained within the disclosure documents you should seek independent investment advice.
General disclaimers:
As with any project or investment, we cannot guarantee that PPM will be successful. Your investment is a loan, which we anticipate paying back in 24 – 36 months plus interest payments (which you receive annually in advance); however, there is a risk that PPM does not generate expected profits. You should be aware that, if this occurs, expected returns may not arise and your investment balance may fall. Benefits calculated in your investment rely on a 10-year forecast provided in an independent valuation by Eng Pac Pty Ltd, available to download as the PPM Evaluation Report at

The advertised returns are based on a number of assumptions, including the funding, establishment and operation of PPM. If there is insufficient funding, unforeseen events arise (e.g. past lockdown measures restricting different industries) or other circumstances change, we may not be able to support the advertised return to investors. This may include an extension of the loan to a total of 26 months or a delay or inability to repay investor capital, pay interest and dividends from equity.